How much can I borrow?
You can borrow from £3,000 to £250,000

If you have a request that is outside this range we may still be able to help on a referral basis. Please contact us and we will do our best to help you.

How long does it take?
From the day you call us, we aim to complete your loan in just two weeks.

We pride ourselves on offering the best possible customer service and as a result believe we can offer one of the quickest completion times within the loan industry.

What will my interest rate be?
The interest rate you pay will reflect your personal circumstances, but our rates start from just 9.9% to 30.9% APR variable.*

*Our highest rate would only be applied to customers with severe credit problems.

What will it cost me to apply for my loan?
Absolutely nothing! At Loans Warehouse we don’t believe in any up-front fees, you will pay nothing until your loan completes and then you’ll only pay the monthly payment we quote you.

Can I repay my loan early?
Yes you can and at any time during your loan agreement, but it get’s better; many of our loan offers will only charge you 1 month’s interest to pay your loan off early. The method of calculating the repayment will be stated on the loan agreement.

If you require any more information simply contact us.

Can I cancel the loan?
Absolutely yes. You are under no obligation and can cancel your loan application at any time up to completion without any cost or penalty whatsoever.

Are there any up-front fees?
None whatsoever, we never have and never will charge any up-front fees.

On some loans a fee may be applicable upon completion. However, this will be fully disclosed on your loan documentation. Don’t worry about finding the additional cash, as any fee will be included within your loan repayments.

What can I use the loan for?
It’s your money, so you can use it for almost any purpose, a lot of our customers will choose to clear existing credit and reduce their monthly outgoings, but the choice is yours.

Can I fix my monthly repayments?
Whether you want your loan fixed for an initial period or would prefer a loan where the rate changes in line with the general level of interest rates, Loans Warehouse can find the right loan for you.

How long does it take to get a decision?
If you call us right now, we will give you an immediate ‘in principle’ decision and will aim to send out your loan offer today. You will be under no obligation until the loan completes.

What if I am ill or if I’m made redundant?
You can protect your monthly payments so that you won’t have to worry if you lose your job or are off work through accident or sickness.*

Protecting your payments with any of the insurance products is completely optional. Your home may be at risk if you do not keep up repayments on a mortgage or any other debt secured on it.

Our payment protection gives you and your family extra comfort and peace of mind.

* Terms and conditions apply.

What if I die before my loan is paid off?
You could choose to insure yourself and your partner with optional life cover. Your loan would then immediately be paid off if the worst were to happen during the insured period.*

* Terms and conditions apply.

How will you ensure my application remains confidential?
We treat all applications in the strictest of confidence and under no circumstances will we contact anyone without your permission.

We are registered with the Information Commissioner and comply with the Data Protection Act 1998.

What if I have credit problems or mortgage arrears?
With modern busy lifestyles it is becoming more and more common that an occasional payment is missed. At Loans Warehouse we will use our experience within the secured loan industry to ensure that you are not penalised for not being perfect.

Even people with the most severe credit problems are welcome at Loans Warehouse. Almost all circumstances are considered and the very maximum rate we will ever charge is just 30% APR variable.

What if I have a question that is not answered here?
Why not contact us on either 0800 0 32 40 10 or email us and we’ll be happy to help.