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Low cost loans for homeowners

As a homeowner you could take advantage of a low cost loan - available to you now.

If you could benefit from a low cost loan for a special purchase or to consolidate other expensive credit then now could be the perfect time to do so.

We have wide choice of low cost loans available so you can be sure you’ll find one that’s right for you. Simply enter the amount you wish to borrow using our loan calculator below and see just how low your monthly repayments could be.

Please be aware that when consolidating items of credit, whilst your monthly repayments may reduce, you could be extending the term and therefore the total amount of interest you will pay.

Compare the choice of low cost loans available to you

To make things as simple as possible for you we have specially created a tool that enables you to see what loans are available to you. Simply complete the few fields below (no personal information required!) and we’ll show you instantly what low cost loans you could apply for online now.

Instantly see if you could qualify

Secured loans as low cost as unsecured loans

If you have been declined an unsecured loan from one of the high street lenders, you’ll be very pleased to know that you still have a choice of low cost loans available to you - via a secured loan through Loans Warehouse.

Simply securing the loan on your property gives the lenders confidence that you intend to repay the loan. As a responsible loan provider, we always check to make sure that the monthly loan repayments will be affordable for you.
 

Apply now

 

The benefits of low cost homeowner loans

  • Declined for unsecured loan?

    Don’t worry, you can still apply for a low cost secured loan. You could even find the rate offered is much better than many unsecured loan options.

  • Reduce your monthly repayments

    If you wanted to reduce your monthly repayments further, you could choose to spread the loan over a longer term that is more suitable for you.

  • Decision in minutes

    No matter how you apply, you could get a decision on your loan within minutes. (During working hours.) We keep things quick and simple.

  • No credit search footprint

    Our soft credit search means you receive an immediate decision based on your criteria, without affecting your credit score.


My credit isn’t perfect, will I still be accepted?

The rate you are offered will be subject to your individual circumstances but just because you don’t have perfect credit, doesn’t mean you won’t get accepted for a good rate, unlike unsecured loans where you could often be declined straight away if you don’t meet their specific criteria requirements.

With a secured loan, there are a wide choice of loan options available for customers with many different financial circumstances. So, even if you have missed repayments on your existing credit recently, a low cost loan could still be available to you.

Apply online now for a decision within the hour.
 

Apply now

To apply by phone call 01923 678 870 (8am - 7pm Mon to Fri, 9am - 12pm Sat.)

Representative Example: If you borrow £33,000 over 14 years at a rate of 13.901% variable, you will pay 168 instalments of £503.59 per month and a total amount payable of £84,603.12. This includes the net loan, interest of £47,408.12, a broker fee of £3300.00 and a lender fee of £895.00. The overall cost for comparison is 17.8% APRC variable.

Please ensure you have read and understood all information before applying.

To ask a question or apply

01923 678 8708am - 7pm Mon to Fri, 9am - 4pm Sat

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  • Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Debbie, Ashton-Under-Lyne

  • Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Kevin, Portsmouth

  • Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple.
You are a credit to your company.

    Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple. You are a credit to your company.

    Steve & Caroline, Rugby