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Personal Asset Loans

Personal Asset Loans

Borrow from £1,000 to £1,000,000 securing it against high value personal possessions

If you own high value personal assets and need capital quickly then a short-term personal asset loan could be an ideal solution.

Loans up to £1,000,000 can be secured against personal assets such as fine art, antiques, jewellery, luxury watches, prestige or classic cars, fine wine and more.

The valuation experts have all worked for leading auction houses, including Sotheby’s, Christie’s, and Bonhams. Their understanding of the underlying value of each asset provides confidence that maximum loan values can be offered, more than most other asset based lenders.
 

Apply now    Get a fast decision on your application.
 

How it works

STEP 1. Tell us about your assets and get an expert valuation and loan offer

STEP 2. On signing your loan contract, money is immediately wired into your account

STEP 3. Pay back your loan and reclaim your assets
 

  • No credit or income checks

    No credit risks - the loan is secured against the asset

  • No early repayment fees

    Unlike other loan providers there are no early redemption fees

  • Money in 24hrs

    If you need to raise money fast, a personal asset loan offers the perfect solution

  • Interest paid is typically lower than the cost of selling

    Releasing equity from your assets without the need to sell

Apply now    Get a fast decision on your application.
 

Personal Asset Loans FAQs

What do you lend against?

We lend against valuables including:

  • Jewellery, gemstones, gold
    Most types of jewellery including rings, bracelets, necklaces and earrings containing gold, platinum, diamonds and other gemstones.
  • Luxury watches
    Luxury watches including Rolex, Cartier, Breitling, Audemars Piguet and Tag Heuer.
  • Fine art and antiques
    All types of fine art including paintings, sketches and sculpture and most types of antiques including Victorian furniture and collectables
  • Prestige and classic cars
    Prestige and classic cars including Ferrari, Aston Martin, Range Rover and Bentley.
    Please note these are not ‘log-book loans', as you will not be able to use the car for the duration of the loan.
  • Yachts and boats
    Yachts and boats of different sizes and makes such as Princess, Sunseeker, Bayliner and Sun Cruiser.
  • Fine wine collections
    We lend against collections of fine wine, storing collections with specialists for the duration of the loan.
  • Other
    We are always happy to look into lending against other valuables - anything from loose diamonds, to militaria and private planes.

If you believe you have an asset of value, please contact our team and we will review it for you.

How will I get my valuable(s) to you?

For watches, jewellery, fine art and antiques you can choose one of the following three options to get your valuables to our experts:

  • Use our free and insured courier service
  • Meet with our experts at our valuation centre in central London
  • For high end valuables one of our experts can meet you at your home or where your valuables are stored.

For cars we will arrange the collection of your vehicle by an unmarked transporter from the location of your choice.

Boats and yachts are appraised on site where docked or moored.

Where will my valuables be stored?
  • Watches and jewellery are stored under highly secure conditions in our Central London vaults which are 30ft underground.
  • We store high value fine art and antiques with specialists such as Ward Thomas to preserve them in their optimum environment.
  • Cars are stored with Storacar, our specialist car storage facility, under a protective cover within a dehumidified and climate controlled environment.
  • If the current moorings are secure, boats and yachts will remain where moored or may be moved to dry storage within the same marina for the duration of the loan.
  • Fine wines are stored at specialist wine storage facilities.

Have a question not listed here? Visit our FAQ section.

Please ensure you have read and understood all information before applying.

To ask a question or apply

01923 678 8708am - 7pm Mon to Fri, 9am - 4pm Sat

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Borrow against your assets
  • Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Debbie, Ashton-Under-Lyne

  • Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Kevin, Portsmouth

  • Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple.
You are a credit to your company.

    Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple. You are a credit to your company.

    Steve & Caroline, Rugby