Your best friend for finance
Personal Loans

Personal Loans

Borrow from £1,000 to £25,000 with a low rate Personal Loan.

Whether it's to fund home improvements, purchase a new car, or consolidate credit and store cards to reduce monthly repayments, our Personal Loans could help you to do this. We can now also lend to customers in Northern Ireland.

Who can apply for a Personal Loan?

To apply you need to be able to say yes to the following 3 statements:

  • I'm over 24 years of age
  • My income is over £15,000
  • I have a good credit history

If you’re unsure about your credit history, you can check it out through Credit Expert.

What can I borrow?

  • Personal Loans from £1,000 to £25,000
  • Loan terms from 1 - 7 Years
  • 1 - 2 Year loans variable rate
  • 3 - 5 Year loans fixed rate
  • Loans also available in Northern Ireland

How do I apply?

You can apply online now 24 hours a day for an instant personalised quote. The entire process is straightforward and completed online within 2 working days.
 

Apply now    Get an instant decision on your loan application.
 

Great reasons to choose a Personal Loan

  • No early repayment penalties

    Pay when convenient and reduce your interest repayments

  • Easy to apply - no complicated paperwork

    We like making things easy for you – and our Personal Loans are just that

Apply now    Get a quick decision on your loan application.

Representative Example: If you borrow £5,000 over 5 years at a rate of 14.9% APRC fixed, you will pay 60 instalments of £116.26 per month and a total amount payable of £6975.60. This includes the net loan, interest of £1975.60, a broker fee of £0.00 and a lender fee of £0.00. The overall cost for comparison is 14.9% APRC.

The actual rate available will depend on your circumstances. Ask for a personal illustration.

Please ensure you have read and understood all information before applying.

To ask a question or apply

01923 678 8708am - 7pm Mon to Fri, 9am - 4pm Sat

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  • Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Debbie, Ashton-Under-Lyne

  • Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Kevin, Portsmouth

  • Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple.
You are a credit to your company.

    Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple. You are a credit to your company.

    Steve & Caroline, Rugby