Your best friend for finance
Home Improvements

Home Improvements

Whether you're looking to fund your dream kitchen, conservatory or home extension, we have an ideal way to finance it.

For many people, investing in their own property makes good long term financial sense, as well as providing a better quality of life and Loans Warehouse can help you pay for that investment. It also saves you the hassle of remortgaging.

We can arrange loans from £5,000 to £2,500,000 exclusively for homeowners and you can choose an affordable monthly repayment that sits comfortably with your budget and your monthly finances.

It takes just a few minutes to apply and we could give you a decision in a few hours.

Representative Example: If you borrow £41,000 over 13 years at a rate of 6.950% variable, you will pay 156 instalments of £432.72 per month and a total amount payable of £67,504.32. This includes the net loan, interest of £23,139.32, a broker fee of £2870.00 and a lender fee of £495.00. The overall cost for comparison is 8.7% APRC variable.

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To apply by phone call 01923 678 870 (8am - 7pm Mon to Fri, 9am - 12pm Sat.)

  • Decision in minutes

    No matter how you apply, you could get a decision within minutes. (During working hours.) We keep things quick and simple.

  • No credit search footprint

    Our soft credit search means you receive an immediate decision based on your criteria, without affecting your credit score.

  • Low monthly repayments

    You can choose a Second Mortgage plan that suits your finances. You can pay it off quickly or extend the term to reduce your monthly repayments – either way you are in control.

  • An alternative to remortgaging

    A home improvement loan could give you the money you need when you are tied in to an existing mortgage rate or a further advance isn't an option but still be able to use your property as security and take advantage of the low rates.

Home Improvement Loans FAQs

What are the benefits of a Second Mortgage over a remortgage?

A Second Mortgage is separate to your existing mortgage. This means that you will continue with your current mortgage product and therefore not incur any early repayment charges potentially associated with a remortgage.

What happens if I sell my home before the Second Mortgage is repaid?

Like a mortgage, you will be required to pay the remaining amount of your Second Mortgage from the proceeds of the sale.

Have a question not listed here? Visit our FAQ section.

Please ensure you have read and understood all information before applying.

To ask a question or apply

01923 678 8708am - 7pm Mon to Fri, 9am - 4pm Sat

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  • Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Nikki has gone above and beyond my expectations on her service levels and I would have no hesitation in recommending your company.

    Debbie, Ashton-Under-Lyne

  • Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Just wanted to drop you a quick line to say thank you for all your help securing the loan we requested. Throughout the process you acted professionally but seemed to care and helped us through each stage.

    Kevin, Portsmouth

  • Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple.
You are a credit to your company.

    Thank you so much for your help recently in sorting a loan out on our behalf. You we're really helpful, have a loverly manner which put us at ease, were very very efficient and made the whole process really simple. You are a credit to your company.

    Steve & Caroline, Rugby