Typical
9.9% APRC
variable

Home Improvements
Whether you're looking to fund your dream kitchen, conservatory or home extension, we have an ideal way to finance it.
For many people, investing in their own property makes good long term financial sense, as well as providing a better quality of life and Loans Warehouse can help you pay for that investment. It also saves you the hassle of remortgaging.
We can arrange loans from £5,000 to £2,500,000 exclusively for homeowners and you can choose an affordable monthly repayment that sits comfortably with your budget and your monthly finances.
It takes just a few minutes to apply and we could give you a decision in a few hours.
Representative Example: If you borrow £34,000 over 14 years at a rate of 7.560% variable, you will pay 168 instalments of £366.26 per month and a total amount payable of £61,531.68. This includes the net loan, interest of £23, 636.68, a broker fee of £3400.00 and a lender fee of £495.00. The overall cost for comparison is 9.9% APRC variable.
To apply by phone call 01923 678 870 (8am - 7pm Mon to Fri, 9am - 12pm Sat.)
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Decision in minutes
No matter how you apply, you could get a decision within minutes. (During working hours.) We keep things quick and simple.
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No credit search footprint
Our soft credit search means you receive an immediate decision based on your criteria, without affecting your credit score.
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Low monthly repayments
You can choose a Second Mortgage plan that suits your finances. You can pay it off quickly or extend the term to reduce your monthly repayments – either way you are in control.
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An alternative to remortgaging
A home improvement loan could give you the money you need when you are tied in to an existing mortgage rate or a further advance isn't an option but still be able to use your property as security and take advantage of the low rates.
Home Improvement Loans FAQs
A Second Mortgage is separate to your existing mortgage. This means that you will continue with your current mortgage product and therefore not incur any early repayment charges potentially associated with a remortgage.
Like a mortgage, you will be required to pay the remaining amount of your Second Mortgage from the proceeds of the sale.
Have a question not listed here? Visit our FAQ section.
Please ensure you have read and understood all information before applying.
To ask a question or apply
01923 678 8708am - 7pm Mon to Fri, 9am - 4pm Sat