THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A quick guide – from Second Mortgages for homeowners to Unsecured Personal Loans
If you’re a homeowner, aged 18 or over, then you could apply for a secured homeowner loan and take advantage of the low interest rates that are available to you. Whilst loans are available up to £2,500,000, the amount you can borrow often depends on the amount of equity available in your property.
Second Mortgages are used by thousands of people to fund weddings, home improvements and very often for consolidating other credit into one lower monthly repayment. Many customers now choose a Second Mortgage over remortgaging when looking to raise finance.
Apply online and you will receive a call back from our customer service team within 10 minutes of submitting your application. (During office hours). They can provide you with an instant home loan quote of the best loan rates that they can find which are available to you, based on your personal criteria. There are no upfront fees and our soft credit search means we leave no footprint, so your credit score will not be affected by applying.
If you have a reasonably good credit score then a personal loan is a simple way to borrow up to £25,000 at very low interest rates. It takes just a few minutes to apply online and you can get a fast decision plus the money in your bank within just a few days. Personal loans are often an ideal solution for tenants or non-homeowners who do not qualify for a Second Mortgage.
Personal loans can be used for consolidating credit cards, stores cards and in some cases payday loan debts because of their low interest rates. Use our personal loan calculator to estimate your repayments and apply online now to find out what rate we could offer you.
If you have struggled to get credit for any reason, for example, it could be you have recently moved and your credit score has been affected, then a guarantor loan could be a good option to consider.
All you need is a friend aged 18-75 who is a homeowner and who hasn’t had trouble paying bills in the past. It could make things much easier for you to be accepted for finance of up to £5,000. A guarantor simply acts as a guarantee, so if you can’t afford to pay the loan one month, they could pay it for you.
If you have been refused elsewhere but have a friend who could be a guarantor for you then apply online or find out more about guarantor Loans.